TEB Cetelem | About Us

TEB Financing A.Ş. (TEB Cetelem), a BNP Paribas Personal Finance and TEB Holding A.Ş. Partnership, is a financing company operating in Turkey since 1995. BNP Paribas Personal Finance holds 86% share of TEB Cetelem and is the largest consumer financing company of Europe operating in 30 countries with 29.000 employees.

Türk Ekonomi Bankası (TEB)

Türk Ekonomi Bankası, the first institution of "TEB Group" has started its operations in 1927. It is the founder and shareholder of many TEB Group companies. In the 1980’s while banks usually serviced customers with a network or branches throughout the country, TEB was well known mostly for its operations in foreign trade financing and investment advisory services.

A pioneer in private banking in the Turkish market, TEB continues to hold a respected and privileged position through an extended network of branches, product and service range as well as its subsidiaries in various fields such as investment, leasing, factoring, insurance and portfolio management in the finance industry.

TEB Holding A.Ş., one of the shareholders with 84,25% of shares at TEB, executed a partnership agreement with BNP Paribas on February 10, 2005, which is the 6th largest bank in the world and the largest of Euro zone with ongoing operations in 87 countries around the globe. The partnership enabled TEB, one of the respectable and strong brands engaged in the Turkish finance industry, and BNP Paribas, an international brand, to combine their forces and experiences. With this partnership agreement BNP Paribas became a shareholder in TEB Investment, TEB Leasing, TEB Factoring, TEB Insurance, TEB Portfolio Management and TEB NV, a bank of the Netherlands, operating in Amsterdam.

Please refer to http://www.teb.com.tr for additional information.

BNP Paribas Personal Finance

BNP Paribas Personal Finance is a 100% subsidiary of the BNP Paribas Group, and is the specialist for personal loans via its activities in consumer credit and housing finance. BNP Paribas Personal Finance is present in more than 30 countries on 4 continents and employs over 29,000 people and is the industry leader in France and in Europe. BNP Paribas Personal Finance offers a full range of personal credit products at points of sale and car dealerships or directly through its customer relations centers and Internet via its brands such as Cetelem, Findomestic in and AlphaCredit. In parallel, BNP Paribas Personal Finance aims to effectively use its know-how and experience in the development of integrated credit products and services custom-made for the business strategies of its business partners. As a result of this, BNP Paribas Personal Finance creates value for companies in consumer products, insurance and banking and is a leader in responsible credit®.

Please refer to http://www.bnpparibas-pf.com - http://www.moncreditresponsable.com for additional information.


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